Next week, some people may receive double Social Security payments if they qualify for both Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). These programs are designed to help retired workers, survivors, disabled individuals, and those with limited income.
In this article, we’ll explain how these double payments work, who qualifies, and what to do if your application is denied.
How the Payments Will Be Made
The Social Security Administration (SSA) has a set schedule for sending out payments. In the first week of July, the SSA will send out the first two payments. Here’s the schedule:
- July 1: SSI recipients will get their payments.
- July 3: SSDI recipients who started getting benefits before May 1997 will receive their payments.
Some individuals who qualify for both SSI and SSDI may receive double payments during this period.
Eligibility Requirements for Double Payments
You might think that if you qualify for one type of benefit, you can’t get the other. However, it’s possible to qualify for both SSDI and SSI if you meet certain conditions:
- SSDI: This benefit is for disabled workers and is not based on your income or resources.
- SSI: This benefit is for individuals who cannot work and have limited income and assets.
You could qualify for both benefits if:
- You became disabled early in your career.
- You worked at a minimum wage job.
- You didn’t work full-time in the ten years before your disability.
To apply for SSI, your monthly income must be less than $1,767 for individuals or $2,607 for couples. Additionally, there is a resource limit of $2,000 for single people and $3,000 for married couples. Receiving both benefits can significantly increase your income, especially if your SSDI benefits are low.
Payment Dates for Next Month
If you qualify for both SSI and SSDI, you’ll receive your payments on the following dates:
- July 1: SSI beneficiaries
- July 3: SSDI recipients who started receiving payments before May 1997
- July 10: Birthdates between July 1 and 10
- July 17: Birthdates between July 11 and 20
- July 24: Birthdates between July 21 and 31
What to Do If Your Application Is Denied
Receiving a denial can be frustrating, especially if you believe you meet the eligibility criteria. Many applicants are denied on their first try for reasons such as:
- Technical issues: Not completing all sections of the application.
- Discrepancies: Mistakes in your Social Security number, name, or birthdate.
- Work credits: Not having enough work credits for SSDI.
- Income or assets: Exceeding limits for SSI.
- Disability: The examiner determines you don’t have a qualifying disability.
If your application is denied, you can request reconsideration. An examiner will review your application again. If you’re denied a second time, you can request a hearing before an administrative law judge (ALJ).
Getting double Social Security payments can be a significant financial help for those who qualify. It’s essential to understand the eligibility requirements and payment dates to make the most of your benefits.
If your application is denied, don’t be discouraged—there are steps you can take to appeal the decision and potentially receive the benefits you’re entitled to.
FAQs
Who is eligible for double Social Security payments?
People who qualify for both SSI and SSDI under specific conditions may receive double payments.
When will the double payments be made?
Payments are scheduled for July 1 (SSI) and July 3 (SSDI), with additional dates later in the month.
What should I do if my application is denied?
You can request reconsideration or appeal the decision to an administrative law judge.
What are the income limits for SSI?
Your monthly income must be less than $1,767 for individuals or $2,607 for couples to qualify for SSI.
Can I receive both SSDI and SSI benefits?
Yes, you can receive both if you meet the eligibility criteria for each program.
