Next week, some people will receive double Social Security payments if they qualify for two specific programs. Normally, Social Security provides benefits to retired workers, survivors, disabled individuals, and those in the Supplemental Security Income (SSI) program.
Each program has its own payment dates and rules, but sometimes individuals can qualify for more than one program, leading to double payments. Here’s how this works and what to expect.
How the Payments Will Be Made
The Social Security Administration (SSA) will send out the first two payments during the first week of July. The rest will follow on the second, third, and fourth Wednesdays of the month. Here’s the schedule:
- July 1: SSI recipients get their payments.
- July 3: SSDI recipients who claimed benefits before May 1997 will get their payments.
Some individuals may receive double payments if they qualify for both programs.
Eligibility Requirements for Double Payments
Many people think that if you get one type of benefit, you can’t get the other. However, it’s possible to qualify for both SSDI and SSI benefits under certain conditions. Here are the main points:
- SSDI: For disabled workers only and is not means-tested.
- SSI: For those unable to work, with few assets and limited income.
You might qualify for both if:
- You became unable to work early in your career.
- You worked a minimum wage job.
- You didn’t work full-time during the ten years before your disability.
To apply for SSI, your monthly income must be less than $1,767 for individuals or $2,607 for couples. There is also a $2,000 resource cap for single people and $3,000 for married couples. Getting both benefits can significantly boost your income, especially if your SSDI benefits are low.
Payment Dates for Next Month
If you qualify for both SSI and SSDI, you’ll receive your payments on these dates:
- July 1: SSI beneficiaries
- July 3: SSDI recipients who started receiving payments before May 1997
- July 10: Birthdates between July 1 and 10
- July 17: Birthdates between July 11 and 20
- July 24: Birthdates between July 21 and 31
What to Do If Your Application Is Denied
Getting a denial can be frustrating, especially if you meet the eligibility requirements. Many applicants are turned down on their first try for various reasons:
- Technical issues: Not filling in all sections of the application.
- Discrepancies: Errors in your Social Security number, name, or birthdate.
- Work credits: Not having enough work credits for SSDI.
- Income or assets: Exceeding limits for SSI.
- Disability: The examiner decides you don’t have a qualifying disability.
If denied, you can ask for reconsideration. An examiner will review your application again. If denied again, you can request a hearing before an administrative law judge (ALJ).
Getting double Social Security payments can greatly help those who qualify. Make sure you understand the requirements and dates to maximize your benefits. If your application is denied, don’t give up. You can appeal and possibly get the benefits you deserve.
1. What is the difference between SSI and SSDI?
SSI is for individuals with limited income and resources, while SSDI is for disabled workers who have paid into the Social Security system.
2. How can I qualify for both SSI and SSDI?
You can qualify for both if you meet the criteria for each program, such as having a low income for SSI and sufficient work credits for SSDI.
3. What are the payment dates for SSI and SSDI in July 2024?
SSI payments are on July 1, and SSDI payments for those who claimed before May 1997 are on July 3. Other SSDI payments depend on the beneficiary’s birth date.
4. What should I do if my Social Security application is denied?
If denied, you can ask for reconsideration or request a hearing before an administrative law judge.
5. How much can I receive from both SSI and SSDI benefits?
The amount varies, but receiving both benefits can significantly increase your income, especially if your SSDI benefits are low.
