@import url("https://fonts.googleapis.com/css2?family=Montserrat:wght@400;500;600;700;800&family=Open+Sans:wght@400;600&display=swap");:root{--primary:#1e73be;--primary-dark:#0f4c92;--accent:#fcb900;--text:#0c243d;--muted:#455c75;--bg:#f5f8fd;--panel:#fff;--border:#e2e8f0;--radius:14px;--shadow:0 12px 40px rgba(12,36,61,.12)}*{box-sizing:border-box}body{margin:0;font-family:Montserrat,Open Sans,system-ui,-apple-system,sans-serif;color:var(--text);background:linear-gradient(135deg,#f9fbff,#eef3fb 40%,#f9fbff);line-height:1.65;-webkit-font-smoothing:antialiased}a{color:var(--primary);text-decoration:none}a:hover{color:var(--primary-dark)}main{width:100%}.container{max-width:1040px;margin:0 auto;padding:0 20px 80px}header{position:-webkit-sticky;position:sticky;top:0;z-index:20;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:rgba(245,248,253,.92);border-bottom:1px solid rgba(30,115,190,.08)}.nav-bar{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 20px;max-width:1100px;margin:0 auto}.brand-link{display:inline-flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0}.brand-mark{width:320px;height:auto;display:block}.nav-links{display:flex;gap:14px;flex-wrap:wrap;flex:1 1;justify-content:flex-end;max-width:66%}.nav-links a{padding:10px 14px;border-radius:10px;font-weight:600;color:var(--text);transition:background .2s ease,color .2s ease}.nav-links a.active,.nav-links a:hover{background:rgba(30,115,190,.08);color:var(--primary-dark)}.hero{margin:32px auto 40px;padding:32px;border-radius:22px;background:radial-gradient(circle at 15% 20%,rgba(30,115,190,.1),transparent 25%),radial-gradient(circle at 90% 10%,rgba(252,185,0,.18),transparent 22%),linear-gradient(135deg,#0f4c92,#1e73be 45%,#2484d9);color:#fff;box-shadow:var(--shadow)}.hero .kicker{color:#fcb900}.hero h1{margin:0 0 16px;font-size:clamp(28px,4vw,44px);line-height:1.2}.hero p{margin:0 0 18px;font-size:18px;color:hsla(0,0%,100%,.92)}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:10px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 16px;border-radius:12px;border:1px solid transparent;font-weight:700;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .2s ease}.btn.primary{background:#fff;color:var(--primary-dark);box-shadow:0 12px 30px rgba(0,0,0,.12)}.btn.primary:hover{transform:translateY(-2px);box-shadow:0 16px 36px rgba(0,0,0,.16)}.btn.outline{background:transparent;border-color:hsla(0,0%,100%,.7);color:#fff}.section{background:var(--panel);border:1px solid var(--border);border-radius:var(--radius);padding:28px;margin-bottom:22px;box-shadow:var(--shadow)}.section h2{margin-top:0;margin-bottom:12px;font-size:24px}.section h3{margin-bottom:8px;margin-top:18px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:16px;gap:16px}.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow)}.card h3{margin-top:0;margin-bottom:6px}.meta{color:var(--muted);font-size:14px}.article-body p,.section p{margin-bottom:12px}.article-body table{width:100%;border-collapse:collapse;margin:14px 0;font-size:15px}.article-body td,.article-body th{border:1px solid var(--border);padding:8px 10px;text-align:left}.article-body th{background:rgba(30,115,190,.08);color:var(--primary-dark)}ul.clean{list-style:none;padding-left:0;margin:0}ul.clean li{margin-bottom:8px}.tagline{color:var(--muted);font-weight:600;letter-spacing:.2px}footer{margin-top:40px;padding:30px 20px 60px;background:#0c1f33;color:#d6e3f5}.footer-content{max-width:1100px;margin:0 auto;display:flex;flex-wrap:wrap;gap:22px;justify-content:space-between}.footer-nav a{display:block;color:#d6e3f5;margin-bottom:8px}.footer-nav a:hover{color:#fcb900}.footer-content .lead{color:#e6eefc}.footer-content .badge{background:hsla(0,0%,100%,.14);color:#fcb900;border:1px solid hsla(0,0%,100%,.2)}.badge{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;background:rgba(30,115,190,.1);color:var(--primary-dark);font-weight:600}.lead{font-size:17px;color:var(--muted)}.list-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:10px 18px;gap:10px 18px;padding-left:0;list-style:none}.list-grid li{display:flex;gap:10px;align-items:flex-start;padding:10px 0;border-bottom:1px solid var(--border)}.kicker{text-transform:uppercase;letter-spacing:.4px;color:var(--muted);font-weight:700;font-size:12px}.stat{display:flex;align-items:baseline;gap:10px;padding:14px 12px;border-radius:12px;border:1px solid var(--border);background:linear-gradient(135deg,rgba(30,115,190,.04),rgba(252,185,0,.05))}.stat strong{font-size:22px}.banner{padding:14px 16px;border-radius:12px;background:linear-gradient(135deg,#1e73be,#0f4c92);color:#fff;font-weight:600;border:1px solid hsla(0,0%,100%,.2);margin-bottom:12px}@media (max-width:720px){.nav-links{gap:8px;max-width:100%;justify-content:flex-start}.brand-mark{width:280px}.hero{padding:24px}.nav-bar{flex-direction:column;align-items:flex-start;gap:10px}}